Vanderbilt Mortgage and Finance

Overview

Vanderbilt Mortgage and Finance, Inc. is a Berkshire Hathaway Company offering a variety of home loan products including:
New and used manufactured and modular home financing
Servicing traditional home loans
Financing for eScore energy efficient home improvement

Our Mission
It is our mission to help families achieve the Great American Dream of homeownership. We have been helping families across the nation for over 40 years and currently service over 200,000 loans. Our team members are committed to helping our customers through the home loan process and build trusting relationships that last throughout the life of the loan and beyond.

Vision and Values
The lending industry is constantly evolving, and it is our goal to grow and adapt in order to best serve each and every customer as suits their needs. It is our company’s commitment to:
Treat people right
Do the right thing
Listen to our customers
Take care of the environment and the communities we live in

By sticking to these principles, we are able to preserve the core values that have made us successful while providing an excellent customer experience.

Loan Features

Home Loan
Apply for a mobile home loan today! Vanderbilt offers a variety of programs, whether you are a first-time home buyer, have perfect credit, or less than perfect credit. Get started and complete our home loan application today, and see why Vanderbilt is one of the top financing companies for manufactured, mobile and modular homes.

Find a mortgage program that works for you and your budget. Vanderbilt Mortgage and Finance, a valued partner of Clayton Homes, offers many mortgage options, each designed to help you accomplish your goal of homeownership. Here are just a few options available:

Conventional Mortgage — Simple, fast and easy. Apply for a home loan today.

Biweekly Advantage Mortgage — Pay off your mortgage sooner with lower payments. Rather than paying a full monthly payment, you’ll make a 1/2 payment every two weeks. The advantage is that more payments go toward the principal of your manufactured home loan, allowing you to own your home free and clear years earlier.

Land Home Mortgage — Do you own your own land or want to buy land? Our Land Home Mortgage program makes it possible to finance a new home + land + land improvements and fees all in one loan with one payment. It’s easy and it’s convenient.

FHA Mortgage — Low down payment requirements. The Federal Housing Administration (FHA) loan, sponsored by the federal government, is designed to help first-time homebuyers qualify for a loan. An FHA loan offers a competitive rate and a low down payment.

Application Process

Once you’ve compared your mortgage options and have made the decision on a Vanderbilt mortgage, visit its website and start the application process. You’ll need to provide a wide range of information and documents including:

Information about the property. Be ready with the address, if it will be your primary or second residence and the amount of your down payment.
Personal information. Provide the name, address, date of birth, and Social Security number of each borrower, email address, phone number and marital status as well as details of your current living arrangements.
Employment information. Provide details about your employer, including the company name and contact details, how long you’ve been working there and your monthly gross income.
Other income. Provide details about any other income you receive from things like alimony, child support or foreign investments.
Assets and liabilities. Vanderbilt Mortgage and Finance needs to know how much you have in liabilities like other loan payments, alimony and child support you pay. You’ll also need to provide your monthly household living expenses along with your checking and savings balance.
Declarations. Be sure to include any outstanding judgments against you or if you’ve ever had a bankruptcy, repossession or foreclosure in the last seven years.

Once you’ve reviewed all information and submitted your application, a loan specialist from Vanderbilt will contact you to discuss your borrowing needs.

Repayment Terms

The website doesn’t provide information about interest rates and other loan features. Contact the lender for accurate information as it relates to your financial needs.

Customer Support

500 Alcoa Trail
Maryville, TN 37804

NMLS #1561

Existing Vanderbilt Customers
1-800-970-7250

New Customers
For questions about applying for a home loan
1-866-701-0467

Questions about SCRA Eligibility
For questions about potential Servicemembers’ Civil Relief Act (SCRA) eligibility
1-800-970-7250

Questions about Vanderbilt eScore Loans
1-888-893-8792

Existing Vanderbilt eScore loan customers
1-800-970-7250

Hours of operation:
Mon-Thurs: 8:30am – 8:00pm ET
Fri: 8:30am – 5:30pm ET

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