Cash Express

Overview

Cash Express has been helping the fine people in Nevada meet their short term cash needs since 1997. We are a small locally owned and operated business that is well known for our outstanding customer service. At Cash Express you are not just another loan number. We give personalized attention to each individual customer to provide the best financial solution to fit their specific financial requirements.

We have a long running history of doing business with integrity and strive to constantly be sensitive to our customer’s needs and concerns. As a past recipient of the “Ambassador of Courtesy” award from the Las Vegas Chamber of Commerce, our owner has extended her knowledge to Cash Express in order to provide our exceptional customer service.

Cash Express is a direct lender and that means that you are dealing directly with us and your personal information will not be sent to some unknown third party for loan approval. We currently operate store front locations in Las Vegas and Pahrump, Nevada and look forward to you becoming one of our many satisfied customers. We appreciate you taking the time to inquire about our services. We are here when you need us!

Loan Features

Payday Loan
Customers may call in or complete the online Payday Loan Application. If you meet the pre-qualification requirements you can visit our store to complete the required documents, set up your account and obtain your money. This process is fast and easy and usually takes less than 10 minutes once approved.

Your loan is generally scheduled to be due on your next payday or on the day of deposit of your retirement or social security benefit payment. Our payday loans are for a minimum term of one week. All other loans from 8 days to 35 days will be pro-rated for early payment. That means with Cash Express you can pay off your loan for less.

When your loan is due you have several options for repayment. We can deposit your check. No checks? Don’t worry, we can debit your checking or savings account or you can pay the interest due and renew your loan (up to the pay in full date). We offer a special interest discount for all new customers.

All Cash Express loans are written to conform to the Regulations enacted for our industry by the State of Nevada. Under Nevada Law we are allowed to advance up to 25% of your gross monthly income. If you wish not to pay your loan in full on the due date you may renew your loan by paying the interest. Payday loans are most beneficial when used for a short term. They are not designed to be held for long term financing. Of course, you have the option of paying down your principal balance at any time which will reduce the interest on your loan. The term of you loan is limited to comply with Nevada State Law.

Under Nevada Law you have the right to rescind a payday loan agreement without any interest cost by paying back the principal received. You will not be charged any service fee or interest. This must be done at the location where your transaction occurred and not later than the close of the business day following the disbursement date of your loan.

Title Loan
Customers may call in or complete the online Title Loan Application. If you meet the pre-qualification requirements you can visit our store to complete the required documents, set up your account and obtain your money. We do not run a credit check as means of determining your qualification for a Title Loan.

Your Title Loan will be scheduled to be due in 30 days from the origination date of your loan. When your loan is due, you may:

Pay the interest and renew your loan an additional thirty days.
Pay your loan in full.
Pay the interest along with a portion of the principal balance and extend your loan for thirty days. Of course, by paying down the principal your interest due will decrease along with the principal balance.

Your title loan will be set up on an installment program with equal payments over a 7 month period. Nevada Law provides the opportunity for you to rescind your Title Loan without any interest cost by paying back the principal received. This must be done not later than the close of the business day following the disbursement date of your loan.

Once your Title Loan is paid in full, or rescinded, your title and key(s) will be returned to you. Nevada State Law requires that you provide information regarding your income and monthly obligations. It will be necessary to affirm that after your current obligations are met you will have the ability to make your installments as set forth on your title loan contract. Call us for all details and cost regarding these loans.

Application Process

Applicants Need to Meet the Following Minimum Requirements for Pre-Approval:
Currently have a job with direct deposit to your bank account.
Must have a steady income (6 months with present employer)
Must be 18 years of age or older and a U.S. citizen
Must have a local and active checking or savings account
Have a valid NV Picture ID and proof of residence

Applicants Must Provide:
Original Complete Bank Statement (most recent 60 days):
Valid proof of income such as: W2’s or tax returns
Valid Nevada ID
Utility Bill
Paper Check or signed authorization to debit your account
Signature on an Affidavit of Ability to Repay Loan

Once approved, you will receive your cash and you will make a check payable to Cash Express or sign documents necessary to have your account debited (ACH by electronic process) on your due date. On that date you may either come to our store and pay the interest fee and extend the contract until the next payday (not beyond the pay in full date) or we will deposit your check or ACH your account as agreed.

Repayment Terms

Cash Express doesn’t provide detailed information about rates and fees. APR and loan terms may vary by state.

Customer Support

Las Vegas, Pahrump, & Surrounding Areas Call:
702-258-3325
866-239-2274

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