Payday Loans Wichita KS

Overview

Paydaywichita.com was created to help consumers access the money needed fast, and without a lot of hassles or time required. We understand that everyone falls short once in a while, and submitting a loan request to hundreds of lenders allow you to get a loan fast. Our service is to quickly connect you with a lender that may be able to speedingly offer you a loan without delay. We have connected and continue to connect millions of consumers with reliable lenders.

The service is not an offer to lend, is not a lender and does not make loan or credit decisions. Paydaywichita.com connects interested persons with a lender from its network of approved lenders and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender.

Loan Features

Requesting a payday loan is easy with www.paydaywichita.com. Fill out one easy form on www.paydaywichita.com and your inquiry will be submitted to our network of payday loan lenders. Payday loans range between $100 to $1000 without having to leave the comfort of your home. All you’ve got to do is to fill out the inquiry form online at our website and then wait as we connect you to a vast network of lenders. Once it is approved by a lender you will then be redirected over to a lender’s page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.

Application Process

Most lenders have the following Online Payday Loans Wichita KS requirements to be approved:

You should be employed at your preset job for a good 90 days.
You should be a US citizen, or a permanent resident over the age of 18.
You should have an income of around $1000 a month after tax deductions.
You will also need a checking account which is in your name.
You should provide working work and home phone numbers.
You should provide a working email address.

A lender that you have been connected with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc. After lender has been approved your request the loan will then be transferred to your checking account.

Repayment Terms

Minimum Loan Amount $100
Maximum Loan Amount $1000

Representative APR 391%. Average APR for this type of loans is 391%. Let’s say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

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