RealisticLoans.com has earned the trust in the industry for providing outstanding online lending matching services. We are dedicated to helping you get the most appropriate loan product on demand. Our chief aim is to link you up with a lender who will get you the funds you are seeking. We also have a qualified team that can assist you to fill up the online application just in case you are stuck. In addition, we offer informed guidance throughout your entire borrowing period which begins when making the request and ends when you pay the last dollar on the outstanding loan.
If you have any expense that requires money quickly, our service has your back. Contrary to what you get when taking a traditional loan, our service will make sure that the proceeds of your loan will be available in your account within a short time. This is mainly because we are working with honest and committed lenders who are here to help you get the money you need quickly. Irrespective of your financial profile, we always try our best to help you get the financial assistance you require.
Our main priority is to educate our users on important money issues and pointing them towards the solutions and tools they may require when dealing with the problems at hand. Therefore, feel free to ask any question associated with loans and personal finance.
Our network includes the most reliable and honest lenders. While we have no power over lender terms and conditions, we try to the best of our ability to circumvent illegal acts and abusive collective means by lenders.
You can use our service for free. Our users have the liberty to utilize the various services and expert advice available here for free. All this is done to help you enjoy a better future.
We advocate for responsible borrowing as well as fair lending practices. Therefore, we provide our users with relevant and updated content that will help in financial management.
Bad Credit Loans
Basically, a bad credit has some influence in your hunt for the next job or getting a rental apartment in a new neighborhood. Credit scores are used to determine how you have handled your previous debts. If you have defaulted on your previous loans, your credit scores will be low.
If you want to have an easy time with lenders, it’s important that you understand how they view you when you intend to borrow money. The scoring numbers start from 300 to 850 and the lower the number the riskier you are as a borrower.
Nevertheless, this doesn’t mean that you will be locked out from accessing loans if your credit scores are less than average. It only means that you may have to explore some additional options other than the traditional sources of financing. Normally, you will be declined a loan from most banks and credit unions but the good news is that there are plenty of online lenders who are willing to work with people who have low credit scores by offering bad credit personal loans.
Bad Credit Installment Loans
Installment loans for bad credit are the best solution to financial problems. Everyone in financial difficulty needs to sit down and look long and hard at their income and expenditure to work out a strategy to improve things. Nothing should be omitted. This applies to you as well. You have to write down what you are spending each month and what income you are earning.
The beauty of an installment loan is that you can spread the repayments into equal amounts over the period of the loan and therefore place the installment amount into the monthly budget you are going to follow. It is even worth getting help to prepare the budget if you have any difficulty because it is central to your financial recovery.
When you take installment loans for long-term financial needs, the entire loan amount is divided into fixed installments, all of which are required to be a paid within a stipulated time. These have become immensely popular nowadays and are one of the suitable loans for those who are already suffering from payday loans or cash advance predatory lenders or debt traps. Many cannot afford additional upfront costs in terms of fees, penalties and late fees. Therefore, if you are also in need of immediate funds, but do not want to go for the expensive payday loans, we at realisiticloans.com can help you get the desired funds. The benefits include:
Get the bad credit loan from genuine lending services within 24 hrs: You must be aware that none of the lending institutions want to risk their money. As a result, they will take every possible step to ensure repayment and hence, their profit. Even for the loans without credit checks, there has to be some verification process, which identifies the applicant as an individual and his or her ability to make all the repayments successfully. However, the processing and approval is very fast.
No Credit Check Loans
Normally, any credit score below 620 is considered weak. This implies that you will have trouble getting a loan from the local bank or even the credit unions. When you find yourself in this situation, you may want to consider no credit check loans from online financial providers.
But before you dive in to take the loan, it is important that you take your time to do a sufficient research. Basically, you will be in a better position if you know exactly what you are getting yourself into. The idea here is to get informed about the pitfalls in the lending industry that is here to serve the individuals who are left out of the traditional financial institutions.
If you ever come across a lender who insists that they will give you some cash before doing any form of background check on your financial history, you need to be very careful. In most cases, these are predatory lenders whose top interest is to rip you off your money or even get you trapped in a cycle of debts. This is because the loans come with huge interest rates and you are expected to pay back the money in a very short time.
Therefore, when the term no credit check loans is used it is supposed to mean that your financial provider doesn’t rely on the traditional credit checks which are bad for your credit profile. This doesn’t mean that they won’t do a background check. It only means that they will do a soft credit check that is basically harmless to your scores. This is accomplished by using alternative credit reporting bureaus, other than Experian, Transfast.
If a lender is legitimate and is operating in complete adherence to the state and federal regulations, they are required by law to find out if the details you provided are true. In addition, they must determine if you will afford to pay the funds you intend to apply and still be able to meet other personal financial obligations.
Same Day Loans
Most lenders will also refer to same day loans using several other names like salary advances and cash advances. Whatever the name, these loans have similar features that define them.
They are short-term
Require no collateral
Available in small amounts
Quite easy to access
To get same day loans, you don’t require some outstanding credit scores and you won’t be asked to put down a down payment. A financial provider will ask you to provide accurate banking details accompanied by a valid proof that you have a stable income.
While lenders will use all sorts of phrases to convey the quick turnaround time associated with the loan, getting the money instantly is close to impossible. What most lenders will ensure is that you receive the lending decision on the same day that you have submitted your loan application. If the application has been granted, they will send the money to your checking account in one business day.
It’s also important to realize that some banks will not process the wire transfers on the same day that they have received it. Besides applying some charges to process quick transfers, banks will only work on recognized banking hours which leaves out weekends and designated holidays. Before you chose a checking account to receive your money, make sure you have made the necessary inquiries to the bank to find out how fast they can process the transfers.
Quick Cash Loans
Unlike most traditional loans that have a sluggish approval process, quick cash loans have an application and approval process that is quite fast. Basically, it’s designed to help you cope with emergency expenses that require you to act quickly.
In most cases, financial establishments allow you to make applications through an online platform and the process only takes about five minutes. The lending decision is reached almost instantly and you are informed about the amount you can borrow from the lender in question.
If you meet the qualifications and your loan is approved, the lender will transfer the money to your account within one business day. This is quite attractive when you consider that most traditional loans can take several months to finalize. In addition, you won’t be asked to provide unnecessary documentation unless it is very important for the lending decision.
Unsecured Personal Loans
If you are looking for a short-term loan with no collateral as security for it you may have a dilemma. If you are not sure of which loan to go for, then an unsecured loan can be the best alternative. These are the loans, which do not require collateral in the form of your house or any other asset. However, lenders will check on your credit history before making a loan decision. Such loans are often referred to as personal loans by many lenders. Realisticloans.com offers you the best of the lenders and loan terms, which will help you make better decisions.
While some financial emergencies can be solved by using a credit card, cards have been a source of financial problems because as a source of existing easy credit they have often been used casually, at times irresponsibly, and ultimately led to people having significant unsecured debt incurring high interest rates.
A payday loan is a form of short-term financing that is meant to be repaid back in a short time. Because of the nature of the loan, it comes at a higher interest when compared to other financing alternatives. Basically, it’s the kind of loan you want some quick money to fix some sudden financial issues.
When you take the loan, you will write a post-dated check to the lender covering the principal amount you are borrowing as well as the interest rates. When you get your next paycheck, your loan provider will only have to cash the post-dated check and all your debt will be settled.
Basically, dealing with a direct lender means that you are directly working with the firm that will handle all the processes involved in borrowing. As such, you won’t be using intermediaries before getting the funds which can delay the loan.
The beauty of direct lender payday loans is that you are sure that you are dealing with people who are in charge of making the big decisions as opposed to brokers. To illustrate, you may come across companies that make you go through several other firms during the application. This is because all they can do is to collect and analyze the information necessary for getting a loan from the main providers. This implies that you might get a few calls and emails from these companies and it’s not uncommon to realize some of the conversations are irrelevant to you.
Provide a pay stub or a tax return document if you are in self-employment
You must have achieved the legal age (you are 18 years old or more)
Have a government-issued ID to prove your identity
Have a valid phone number as well as an email address
Have a valid checking account
We pride ourselves as one of the best loan matching services in this country and we offer this service to our customers for free. In all occasions, we never ask our customers to pay anything when they make an online loan request on our system despite the fact that we help them get relevant and suitable online loans.
For any given loan, there are various fees that may be applied. However, the lenders we work with charge an APR on all loans offered. Basically, this is the interest that the principal amount accrues up to the time it’s cleared. You can either get a short-term loan or a long-term loan. The former comes with no security and a borrower can get it without any collateral but the APR tends to be higher. The latter which include some personal loans, as well as installment loans, have lower APR’s and you can borrow for an extended period.
Since it’s possible to encounter some additional charges, it’s always wise to read the fine print carefully before signing the deal. The law requires all lenders to disclose all charges and fees associated with a loan on the agreement form.
Mailing Address – 10001w West Main Street
Eastland, Texas 76448